Becoming The Queen Of Student Housing And Cashflow With Dixie Decker

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One of the great things about real estate is how almost everyone can do it. Whether you came from a life below the dirt, there are still so many possibilities and opportunities that allow you to enter the industry. This is the story of real estate investor, Dixie Decker. Having been on her own personal struggles, Dixie picked herself up and went into single-family rentals. Now, she is thriving in it and is known as the queen of student housing. In this episode, Dixie shares her story with us and how she manages her student housing—from the screening processes down to releasing the control of the property. Paying it forward, Dixie has been guiding people to triple their cashflow in single-family rentals. She tells us more about that through her coaching program and online study course in this great conversation.

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Listen to the podcast here:

Becoming The Queen Of Student Housing And Cashflow With Dixie Decker

I am bringing on a dear friend of mine that I have had the honor of learning for quite a few years. I met this powerhouse at a real estate event. I have watched her rise up and crush her goals. They coined her as the Queen of Student Housing. One of the things that are cool about what she does is she helps people to triple their cashflow in single-family rentals. I don't know all the ins and outs on this, so I'm as excited as you are to learn all the details. Dixie Decker, thank you for jumping on the show and sharing your wisdom, insight and your backstory.

Thanks for having me. I love these. It’s fun.

I am inspired by your story about how you started and where you are now. I would like to backtrack into all the details, the good, the bad, the ugly, the challenging, the amazing, and all of the things. Why don't we start there?

I hate to say the rags to riches or the cheesy story, by all means. Everyone looks at success as an overnight success, but the years click by before you know it. I refer to where we're at and where I was, my old life and my new life. I had the all American upbringing of mom, dad, white picket fence, and all-American dream lifestyle is what it appeared to be. I got married and had kids young. In 2010 or 2011, that life that I knew was coming to a screeching halt. I knew I had taken the back seat to my life. I love your channel because it promotes us to take charge of our lives and be a boss in your own life. What I often tell people is I took the back seat and by taking that back seat, I ended up with a marriage that had drug and alcohol abuse involved from my ex-husband. There were other women in my marriage that I didn't know about. There was mental, emotional, and physical abuse and when my daughter witnessed that the last time, I said, “No more, I'm done. I have to make a change for my family.”

Growing up in that American dream, I was the black sheep of the family. No one got divorced. No one didn't finish college. I wasn't working a corporate job and I am bankrupt, divorced and a single mom. I knew what the traditional real estate was. I knew what a beautiful credit score was. I knew how to go to the bank and get a loan. My dad had taught me all of that. I caught my life ended and there's no way you get to do that again. You don't deserve it either. You made all these mistakes and I claim them as mistakes even though they weren't mine. It was mine because I took the back seats in my life and I had to start over. From that start over, my bankruptcy discharged in 2013 and that's when I finally got to take a breath of fresh air and determine what the future looks like. The reason for that was I had a beautiful credit score. I didn't know my ex-husband used that to get about $150,000 worth of credit card debt in my name with my beautiful credit score.

I was working a job paying $30,000 a year as a single mom. I was left with everything, which at that time was a nice big house on five acres and all the debt that went along with it. I paid those bills on a daily wage. My best friend since seventh grade has been in the military and got on the military hand called GI money, where you can go back to school and you have a little bit of money from going overseas. He and a battle buddy decided to fix up a house. We had met up for lunch and he had always heard my stories. He was telling me how he was this big real estate investor and he was fixing up this house and he's going to college kids in it. I was like, “You are insane.” I don't think you can insure a house that has college kids living in it. You're nuts. He's like, “Here's this real estate book. Take a peek at it, read it, and then let's meet up for a date at Primera. Let's talk about Chapters 1 through 5.”

I was like, “This is dating.” I'd never dated. I married my high school sweetheart at the time. I'm like, “This is the life as a single mama.” After I got off work at 5:00, I had to go straight home and that's what we did. We're both nerds who read this book. In 2013, he had asked me if I wanted to go to one of those one-day seminar training. I'm sure a lot of your readers are familiar with it and we met at an event like that. He says, “Go to this event with me.” I was like, “Let me see if I can get a babysitter.” We drove about four hours to Kansas City from here in Springfield, Missouri and we went to this meeting. I was like that. I wanted to learn more from that mentor because as you and I were talking, I didn't know in 2013 what wholesaling was. I didn't know what lease options, subject tos, and owner financing were. I only knew that when you got a real estate agent, you went to the bank and got a loan, you bought a house.

That was what I knew about real estate. I was eye-opened by this concept of you can still do real estate broke, as bankrupt, cheesy late-night infomercial is what I witnessed. I was like, “I can do this.” I always knew I loved real estate. Back in the day, it was stripping wallpaper and putting a new carpet and painting walls. I love that idea. I knew I could never do it again because I had made many mistakes in my old life. That was the start of, “There is life after being below the dirt.” It’s not even in the gutter, you're just dead. That was it. That mentor provided me so much knowledge about all these different niches that were out there that I'm like, “We can do this.” I was crazy. I quit my job and said, “I'm going full pledge into this with Brandon, who is now my husband and partner.”

Was he your mentor?

He's the one that told me we had to go to the mentor, which was Ron LeGrand’s events.

This is all coming together. Keep going.

From 2013 to 2014, we started the business together and we started dating. I had gotten divorced in 2011. We started this business together. What I learned from Ron LeGrand was you can buy houses with no money or credit. You could lease option a house or use as to owner finance the house for a seller. It lets you make a payment to them until you pay them off sometime in the future. It is the simplest way to think about it. We have picked up a little house. It was near campus. It wasn't super close, but it was near.

I was trying to put in what they call tenant buyers. My goal was to find somebody who has some credit issues that needed help getting into a house that they wanted to buy. What they would do is they make a monthly payment to me and then they would pay us off sometime in the future when they can get their own loan. That's what Ron had taught me. Everybody that called said, “I want to rent this house for my kid. They're going to college for the next couple of years and I want to rent it for them. I don't want to buy it. I don't want to give you a down payment. I'm not interested in buying it.”

I remember that conversation Brandon had with me at Primera about fixing up that house that they were going to put college kids in. I thought he was crazy, but I had realized the rate he was going to charge each student to live in that house was substantially higher than what we were getting as a single-family rental. I was like, “We're allowed to sublease that to a tenant-buyer, so why can't we sublease it to a college kid? We talked about it and I said, “Ron didn't tell us we can do this, but I think we can do this.” We put out the marketing for $450 per room, you must fill the whole unit. There were three bedrooms in it. It was for rent and there was no down payment involved.

It was $450 per room, per month, and per person and they called. Instead of getting $800 a month from a tenant-buyer, which is what about a single-family in that neighborhood was going to rent for, we were now getting $1,350 a month from college kids. In about 2013, 2014, we decided that was the niche we wanted to stay super focused on. We still do wholesale, lease option, rehabbing, and do these things that we knew that was the niche we wanted to focus on because we were both broke. You can't eat hamburgers off equity. I knew we had to build some cashflow to sustain the lifestyles we wanted. Around this area, we cannot buy houses and bank on the appreciation.

Queen Of Student Housing: You can buy houses with no money or credit. You could go lease option a house or use as the owner finance the house for a seller.

Queen Of Student Housing: You can buy houses with no money or credit. You could go lease option a house or use as the owner finance the house for a seller.

On the coastline, a lot of people are like, “I can buy this house and I've got $50,000 in equity in a year.” We don't do that around here. We need to appreciate little. You have to build it off of your cashflow. A lot of our landlords around here are okay with a $100 or $200 a month in cashflow. If you have a pair you have to make for the year, that means you're not making any money for the year. It's over. I knew we had to build a monthly cashflow that was substantially larger than any other rental method and that was it. It was student housing. A lot of people think of student housing as these gigantic apartment buildings and we started off with these little houses. We do one lease. All the students that are living in that house, they find each other. They sign a lease together and they're responsible for the full amount of rent.

I love it because it puts so much more security on it from a girl who lost everything and never wants to lose it again. I wanted to look for the least risky investment. I know during a recession, what do people not do? They don't travel. I love Airbnb, but I knew that was a riskier method because what if that went vacant? I couldn't pay for it. I knew that I couldn't survive off $100 or $200 a house in cashflow because I couldn't pay my bills making $30,000 a year, let alone how many houses do you have to have to cashflow that and the work that you put in for the same amount of money. When the recession hits, when it collects, people are going to go back to college and get their education and enrollment keeps going up. I feel secure in this niche coming into this next correction.

That is fascinating, Dixie. I have never considered student housing as being a viable option. I am like the masses in thinking that you have to buy these big apartment types of complexes. You own the whole thing and trying to line up all the ducks in a row in order to get that accomplished. That's a big, tall task for the average person. You started out with single-family homes. Tell me, how did you start out and what did your portfolio look like? What does it look like now and what has it evolved into?

The roll was the portfolio with a foreclosure and a short sale. It was negative zero and now we have a little over 300 college kids that rent from us. We do have a mixture of houses, duplexes, triplexes. We built our first apartment building, which is twenty units. We are excited about an adventure. I was a little nervous because of the pattern of behavior for the college kids is a lot of times they have to live on campus their first year. The second-year is they go to the apartment buildings. They're still match made with their roommates like you are in the dorms. They still party. They get the pool. They get the coffee shop. They get to the fitness center and they get a big apartment building. They have to show a student ID to sign a lease within those true student housing complexes. That's year one.

Year two, I often get year 3 or 4 and graduate students that want to live in my houses. My houses are granite, stainless steel, tile, hardwood. They're nice properties. They're not what everyone thinks they are being a slumlord and college kids are going to be animals. Their parents co-signed. They and their parents are looking for a quieter private space to be successful in graduating college and they're willing to pay that price. My theory is I want them to pay no more than what they had to pay to live at the dorms for their college kid. I want to provide them with a better space. I am maximizing my cashflow by getting to charge that person rate. That's less than what they're paying a little bit for the dorms. Your readers that lived in a dorm, they know it's a 10x10 room that you share it with another human being. They share a bathroom with 4 to 8 other students when they live in the dorms. The generation nowadays has never shared a bedroom with a sibling. I have sixteen-year-old and eleven-year-old daughters and they've never shared a room with each other. Even through all my turmoil and transition and stuff, they have their bedrooms.

I've been using this term lately and I hold my hand up and say, “I'm guilty, but I've been on this mission of wanting to prove that my old life isn't who I am.” In that, I’ve become a bougie. I'm like, “My kids aren't going to share a bedroom. No. I want to provide.” I think nowadays, parents are the same way. We're like, “They didn't have to share a bedroom at home. I don't want them to share a space when they go to college. I want them to have a nice, clean, safe space that they had with mommy.” It’s like you put your kids out there to grow up, but at the same time, we're still protecting them a lot. I hate to say, it's a generational thing, but I find that I'm not the only guilty parent.

At the same time, I'm also the parent that has this niche going and my kids are like, “Mom, I get to live in one of those houses.” I'm like, “You have to pay your way.” They don't want to step back from what their parents provided them. When you have children nowadays, you're planning from the time they are born, “How am I going to put him through college?” You're already preparing for that. These parents have been trained well before they got to me that they were going to have to spend X dollars for their kids to live while they went to college. They had already been paying it to the dorms. They're prepared to spend that same dollar amount for a better product still.

When I think of college students, I think about what you had mentioned, they party hard. They trash things. They're not responsible. I've seen a lot of behind the scenes. Have you ever had any of those horror stories? What do you do? What's the type of process to screen it so that it doesn't happen?

I'll tell you the backstory of what we do. The global answer is no, I don't have those issues. The answer is also yes, they party. I tell people, if you don't want to have a tenant that has a party, don't do a student housing. You're not their mama, you're their landlord. The key piece to the way I do student housing is I have all the people in the house on one lease. I have their parents co-sign it. I know where my money is coming from. It's coming from the parents and the parents don't want their credit screwed up because most of them are high-income earners. They support their kids through college.

I know from human behavior, in general, you may have one bad person out of the four kids that live there, but you have four out of the four that are going to do whatever it takes to make sure they get their security deposit back to houses. They don't get their credit damaged. It’s the same with the parents. Those three students can't protect the group then there are parents on the back end of it that don't want their credit ruined. What we promote from the beginning of our lease, I do call it my mom's speech even though I tell them I’m not your mama. It basically is to promote success for the tenant so that we have success. The first thing we tell them is we want to give every dollar back to you of your security deposit.

If you give us this house back the way you're receiving it, we are more than happy to give you back every dollar. I know most landlords in this area, they're going to do whatever they can to try to nickel and dime you and keep your money, even if you leave it spotless. We don't operate that way. We want you to be successful. We don't want to have to deal with damages and if you cause it though, you're going to pay for it. We don't want to have to do that to you guys. If you treat us good, we'll treat you good. The key is the moms and dads are coming down and cleaning these houses up for me so that I get them back and I moved my next group the following day. That's the secret sauce is the parents are the ones controlling these properties for me because their name is on the line.

That's a good system. With having that many units now, you have had to put infrastructure for growth and scaling your business. How did you take that next step and release the reins and the control? I own a number of properties but releasing and the control issues, tell me about that.

I've learned so much over the years. We rapidly gained that millionaire status overnight, but it's been a good several years. It was three years when we realized we've “made it.” We're going to be okay. What I can say, especially to your readers, is you're never ready to hire when you hire. It's like having children. If you wait until you're ready, you're never ready. You make the decision. What I found was when I decided to hire someone. I had documented everything I did daily so that they could then duplicate what I did. I created my entire teaching speaking event off of those same procedures. When people come to learn student housing from me, other investors or your readers, they get all those procedures first that I wrote for my own staff to use to run my business.

That's step one, you've got to be able to hand them procedures and systems if you want to duplicate it. Secondly, because we did grow rapidly and I only hired one person to start with, there still wasn't enough of us to go around. I asked myself, “What's the next thing I can do to streamline this?” It was simple things and a lot of landlords get lazy on this because it's time-consuming, it is checking in your group or your tenant. They just go, “There's a lockbox. Get your key. Email me what you don't want to be charged for and we'll go from there.” People don't even meet their landlords anymore. The first thing was I did a YouTube video on what I call my lease summary. Everything that is in my lease, except I verbalized it and I said, “This is what we expect,” I even told them how to use their garbage disposal.

We don't want you to break the garbage disposal, “This is how you work it. Your lease said if you break it, you pay for it. If you have a maintenance issue, this is what you do if you have this or that.” It's about a sixteen-minute video. In that video, I tell them, “In order to receive your keys from us, you have to send us back the secret word in that video.” That's what they do now. Jessica, who's my assistant, she doesn't have to spend that 16 to 30 minutes with anyone anymore. I, as the owner of the business, am not worried about did she tell them everything I would've told them? It’s because I did the video that she sends to them. I know every single person that lives with me heard the speech I wanted to give to them. It has increased our success. It has streamlined and saved us time.

Queen Of Student Housing: You can get so much more accomplished if you have your systems and procedures, and you're able to delegate it to a VA or employee.

Queen Of Student Housing: You can get so much more accomplished if you have your systems and procedures, and you're able to delegate it to a VA or employee.

The second thing is utilizing eSignatures versus meeting in-person versus collecting rent in-person. Do the eSign and automatic payment. It saves so much time off of your daily. Lastly, my favorite thing we have done is we have hired a Filipino VA directly. A Filipino VA answers our phones, takes messages, look at appointments for our showing. She sends all of our text confirmations out, posts all of our Craigslist ads and does all of our data entry for bookkeeping. It's amazing. That's been my newest, greatest success in streamlining the business, for growth, and for scaling. The labor is cheap, but the culture in the Philippines is they want somebody to commit to them, who are loyal to them. They are tired of having to piecemeal their work together. If I can promise them a 40-hour week, no matter what, that is what they're signing on for.

My Filipino VA, I did a direct-hire through the Philippines. I use OnlineJobs.ph. There's a bunch of other virtual services and they can come from all kinds of different countries. I specifically have chosen a Filipino VA. Her pay rate is $3 an hour. I always pay her for 40 hours, no matter if I only have 20 or 30 hours of work, I pay her for 40 because let's be real, that's like an 8.5-hour American employee. We can afford them for 40 hours. What I realized though, in their culture, the first three weeks she worked for us for that pay rate because a lot of people reading are like, “We're taking advantage of them.” Here's what she did in those first three weeks without me asking her, she bought herself a new computer, a new monitor, a new cell phone, and a new printer.

When was the last time you had a US employee provide their own supplies and able to do it within three weeks off of that pay and still take care of their families? It's phenomenal and I recommend it to everybody because you can get so much more accomplished if you have your systems, your procedures, and you're able to delegate it to a VA or a US employee, it doesn't matter, but that's the secret. In my training, I have everybody that learns from me now for student housing, they're using the same procedures my internal staff is using.

Dixie, that's the thing that I'm impressed by you. Not only you created massive success for yourself, but then it didn't stop there. You thought to yourself, “This has been such a huge blessing and game-changer in my life. I want to pay that forward to other people.” You have extremely successful students in the coaching that you do. Tell me a little bit more about the coaching program, online study course, which is cool. I'm intrigued by it. Also, the events that you put on because I think when you're eye to eye, belly to belly, you can get hands-on with stuff on call so much. Give us all the details.

The backstory of that or the funny part about it was I started this real estate thing in 2013, 2014. By the end of 2016, my mentor, which was Ron LeGrand, found out what I had been doing at student housing because up until that point, I ran under the radar. I was also taught you don't talk about money, politics or religion to anyone, ever. That’s how I grew up. I was like, “I'm running around under the radar here. I didn't want anyone to know what we were doing or that kind of thing.” He found out at the end of 2016 and he was like, “You're going to teach my students how to do this.”

I was like, “I skipped public speaking in school. I'm not standing on stage and telling anyone anything.” He's like, “You are. I already booked it. You're going to show up.” He threw me out there and said, “Here are people for you to teach because I've already been teaching them and I think this is cool.” That led me to in 2017 when I had my first event for three days. People flew in from their areas to Springfield. I taught them everything I know about student housing, buying houses with no credit and no money, managing all of this stuff and even rehabbing it. We touched on every part of the business from start to finish. With that, they go into my properties. They meet my tenants. They see how they live. That is where the a-ha happens.

I know a lot of people have been to other real estate seminars and you'd go to these houses that are listed and you might buy them someday and fix it up. For me, they go into my real properties and see that these college kids are living in them and how they're treating them. Missouri is the show me state. I always say, “I'm going to show you exactly what it is so that you can believe it. To see is to believe it.” They do. It's remarkable how that hits home. They spend three days with me here in Springfield learning. I usually only let about 50 people come to that event. I love a lot of Q&A and I like helping people. If I find 50 people I can dial-in and make sure that everyone gets their questions answered.

Along with that, they get what I call the at-home study course. That gives them all the systems, all the procedures, all the written content to go along with what they learned during the event too. What the live event does is it lets us dive even deeper in each one of those topics that they get in their home study course. I love it because they can either start doing student housing by reading the program that we have that we can ship to them or they can come to the event and learn it. They don't have to do both. I give them both and then they get to choose which parts of it they want to use. I do two of those events a year and then I get to be a guest speaker at other events throughout the year and shows like this for you.

I enjoy those. If they go to the website, DixieDecker.com, they'll find free 1-hour training on student housing there and that will lead them to buy the at-home study course and the live event. It's normally $3,000 for that whole system to learn it, to come to the event and their foods are included. They do have to pay for their own hotel and transportation. They get all the teachings for that. For your readers, if they want to send an email to Dixie@DixieDecker.com and in their subject line, if they will put BOSS, we will give them a special link and a special purchase price of $1,297 for the whole product. That's more than 50% off and you got it all.

Dixie, thank you. Often, we find ourselves at a spot where we're like, “I don't want to keep going down this same path day after day, week after week, year after year.” Sometimes they need a shot in the arm and they want to try something else. It seems overwhelming. To be able to create a turnkey system of Dixie is going to help you every single step of the way. That is a game-changer. Thank you for sharing that. I'm excited to be diving in and learning more about this.

I find that free information gets you free results. I had to pay to play when I was broke and I know it's hard sometimes to take that leap of faith. I also knew that I was committed and I was going to do this. I hate to say hell or high water. I was going to do it. For me, I had those two little girls at home and they needed a life change. It's as simple as when I look at the old me versus the new me, I knew we would never even go to Disney World because that's expensive. Some of those simple things that you see a lot of people give their children or travel and make memories with their kids, I knew those weren't going to exist for me unless I made a big change. The first time I was able to take them to Disney, I thought, “I've done it. If I do nothing else, I’ve done this.”

It can be about such simple moments that if you commit, sometimes it takes that financial commitment to make yourself be motivated. It's me working out like weight loss. Let's compare it to that. If I'm not paying someone to make me work out, I make excuses not to show up to workout. I have no skin in the game here. It's not going to cost me anything if I don't show up. If I paid a trainer and then I don't show up, I'm like, “I'm not wasting my money. I'm going to show up.” Part of the education process as well. You have to pay a little bit to learn a lot and change your world and I think it's powerful once you commit to that.

I cannot wait to dive in and help our readers to up-level their A-game. I am completely dedicated to helping them to create a strong stream of reliable residual income revolving around real estate because it's been such a powerful tool for me in the last few years. Thank you for letting us peek behind the curtain on student housing. I've got three questions at the end that I'd love to ask you. I would love for you to repeat your handles of where they can access this information. One of my last questions is if someone met you and said, “Dixie, I want to be able to become the boss of my own life and call the shots.” What's my first step?

It goes back to what we were talking about. It's a mentor of some sort. Someone that's done whatever it is you want to do before you. I don't think that matters if you don't have the grit. That's my word for what can set you apart from the rest of the world. Grit is pure determination and positivity behind what you're doing.

What is your definition of a boss?

Queen Of Student Housing: Sometimes, it takes that financial commitment to make yourself be motivated.

Queen Of Student Housing: Sometimes, it takes that financial commitment to make yourself be motivated.

I think a boss is anybody that is in charge of their own choices in life. The ability to make choices and to see everything as a choice. Often, I hear people say, “I had to do this or I had to do that.” That's not the truth. The truth is you have a choice in everything you do. My daughters are exhausted of hearing this, but you have a choice. It may not be the right choice, but you have a choice. A boss can see that there is a choice in everything you do in life.

That is such a key element to success. I'm always asking myself, disrupting my default thoughts, “Is this the absolute truth?” It's my responsibility to take full responsibility for whatever I decide to choose. Thank you for sharing that. Any last words of wisdom, Dixie? You have shared so much and thank you for even sharing your backstory of where you've come from. The more that we can hear other stories of crazy that people have rebounded from, it gives us permission. We need to take it ourselves. Sometimes we're prompted by a story of being like, “If Dixie did it. I can do it too.”

You nailed it. Every time I get ready to step on stage or I have to go to an event, I doubt myself because it also creeps in, “Why would anyone want to hear? Why am I here? Why has God put me here? I'm out of my comfort zone. I told you I never even took public speaking.” One thing that always reminds me of is if you change one life, you've done what you were supposed to do. This mission of teaching or sharing isn't about the money. It's about changing someone else's life because there is light at the end of that tunnel. Not because you've made one of those mistakes or all of those mistakes that I made, I now call those my badges of honor. I look at the worst part of my life as badges of honor. I carry it around with me because they have made me who I am. If any of your readers have been through bankruptcy, divorce, they're single, they're raising kids, they didn't finish college. If there are any of those badges, there's hope. There's a light at the end of the tunnel and you get the choice to make the change.

On that note, I have nothing else to say, for real. That's such a beautiful gift that you can share with the world. It's true. I even heard this from a podcaster saying, “Don't dial into the people that don't agree with your mission, dial into the people that do.” If you dial into the people with those opinions that are like, “What the heck are you doing? Who do you think you are?” all these different things, it's going to shut you down to the people that truly need you. Even if it's one person that you changed their life, it changes the trajectory of their life. It's powerful.

Even in me launching this next book, there have been times where I think, “Is it worth the time? Is it worth the hassle? Is it worth the grip to get up at 5:00 AM and go through the edits and all of it?” It's not about you and it is not about the people that there has been some flack even if it hasn't been published yet. I know that even with those naysayers and those people that are like, “I'm not about that book.” Fine, go and find the book that is for you. I'm writing it for that girl that is going to change their life. I always have to go back and ground ourselves and dial into our dream because it will set that other person free. Thank you from the bottom of my heart.

Hang out only with your fans club.

I'm going to put that as one of my mantras.

Thank you for this. I enjoyed it. I know even for me, personally, meeting you at a real estate event and then learning what you represented, you provided motivation and drive for my sixteen-year-old who was probably thirteen when we met. Your book even dialed that in further that you can be the boss of your life. We, as ladies, can be lady bosses and that's okay. There were many other messages you shared within your book, but you even drove that home for us and our little tribe, our little family. I have to thank you as well for going out there. You have a quote in your book where you were like, “I'm going all in,” and like, “There's a safety net and God has our backs.” I think that's powerful that you've put yourself out there and you're like, “I might fall, but he will catch me.” I can't remember what that quote is, but I always think back to that book and I think, “I'm going to take that leap of faith. I'm going to go for it.”

Dixie, thank you for sharing all of the things you shared. Share where people can access this.

They can go to DixieDecker.com. They can watch the one-hour free training so they can get more information on specifically the student housing portion. That will lead them to a checkout page, which is about a $3,000 price tag for the at-home study course and the live event for three days. For your readers, if they want to shoot me an email at Dixie@DixieDecker.com, we will send them over a coupon code link for them to check out for $1,297 instead of $3,000. In the subject line of their email, they must put the word BOSS so that I know to give them this price tag because this price is not advertised anywhere else out there. Even my staff will not give it to them if we don't have that email code.

Dixie, thank you for your generosity. Thank you for shining your light so bright and making a huge impact in countless lives, mine included. To all of our readers, at the end of each show, I share this. My challenge to you is I am daring you to fire your fear, build your faith, and become the boss of your own life. Let's get after it. Be blessed.

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About Dixie Decker

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She has extensive experience with complex real estate transactions, but specializes in the Niche called “student housing”, turning regular single-family homes into multiple paychecks producing double and sometimes triple other rentals! Her expertise is reflected by going from bankrupt to millionaire in less than 3 years, without using her own money or credit, because she simply didn’t have any when she started her life over. Now having over 200 student tenants now paying rent, she is still using her knowledge of wholesaling, lease options, owner financing and rehabbing.

Her success can be attributed in large part to my team building talents, systems and procedures for automating the business from the buying, selling, renting, down to the marketing and back end bookkeeping made simple with cutting edge business systems. Through the hands-on experience of real estate investing in hundreds of deals, her customer service and quick response time is top notch.